How it works


How to Use KogoPAY


Create New Account

Create an account to start sending and receiving money – to and from your friends, family and KogoPAY verified members.


Verify Your Identity

To maintain a secure and safe payment system, we verify your identity (by passport, proof of residence or citizen ID) and confirm your email address or phone number.


Ready to Use

We're focused on simplicity and speed. Get money to your friends and family quickly via our global verified membership network.


Send and receive money in no time (Send money, QR)

Join our free global digital network to send and request money wallet-to-wallet or via QR codes. Our app is fully regulated, complying with the highest industry standards.


Exchange money between wallet

Move money internationally with our simple cross-border payments. Exchange money using your phone via electronic transfer.