Safe and Secure

The KogoPAY app complies with the highest levels of industry standards and all our operations are governed by UK and European regulators.

Authorised by the FCA

We hold a Payment license from the UK regulator, the Financial Conduct Authority (FCA) and we are a licensed Electronic Money Institution under the supervision of the European Central Bank.


The KogoPAY app is designed with the latest security details including the use of a PIN to access your account. All our client funds are ring fenced in commercial banks to ensure the maximum level of security

World-Class Security

Our system provided by 2c2p is fully compliant with PCI DSS 3.2 and certified as a Level 1 Service Provider,  the key security standard within the payments industry.